August 29, 2022

Debt is Debt

Make sure your ass smells like lavender before you complain about the smell of other people's asses.  I do feel the right to call folks hypocrites for complaining about $10,000 in debt forgiveness when they have received debt forgiveness of their own...no matter the magnitude.  As far as I'm concerned the student loan forgiveness money comes out of the same magical pot as the PPP loan pot.  

After having my paychecks garnished for five years and making payments to the Department of Education for three years, I had Lady Karma take a picture of me putting an envelope into a mailbox.  That envelope was my last student loan payment.  I was (and still am) obsessed with being free from debt.  I wanted to make money off a degree and didn't want to owe anyone money for it.   You tend to take better care of a car when it is paid off and you have no car note.  

A debt it a debt, not matter what the debt is.  Some folks do not like having the debt monkey on their back and for others, they are so used to the monkey their backs don't hurt anymore.  People that didn't go to college or people who paid their debts do have the right to say "what's in it for me", but they don't have the right to make the assumption that everyone receiving $10,000 to $20,000 in debt forgiveness is an unmotivated deadbeat.  

This is what sucks: money management is not taught in High Schools.  Teenagers are encouraged to go blindly into college where tuition is skyrocketing and credit card companies are there waiting with pre-approved applications.  Swiping a credit card for pizza is lot more appetizing than spicing up your ramen noodles with chopped hot dogs.  As a result (if they are lucky to graduate) we have an army of folks with four year degrees, no "on-the-job" experience, and five (sometimes six) figures in debt.  I was one of the lucky few to stumble upon a great career while I was still an undergrad.  

I'd like for the kids to know that if they buy a pack of Skittles on a credit card, they have to pay the credit card company back, with interest.  You are not as attached to the money if it is in plastic form.  It's harder to hand a cashier a $20 bill than it is to stick a piece of plastic in a machine.  I'd like for them to know that when they fill out the Free Application for Federal Student Aid (FAFSA), that is not imaginary paper money...and you are NOT guaranteed a six figure income immediately after you graduate.  

I guess the only thing that was in it for me was about a decade of having good credit, ungarnished paychecks, and not having a monkey on my back.  I'm not resentful, but I do hope everyone knows that this type of forgiveness isn't going to be the norm.  My children will know that spending plastic money has more consequences than spending paper money.  It sucks that the BMW with the $600 car note is a more desired status symbol than the paid-off Chevy. 

$10,000 won't even get you three semesters at most institutions of higher education...and tuition will continue to rise.  



August 14, 2022

Random Mind Dumplings 34

Well it took 14 years of blogging to get to my 34th Random Mind Dumplings entry.  To commemorate this "milestone", the first dumpling will be dedicated to a famous football player who wore the number 34!  Enjoy!!!


Herschel Walker #34 isn't a Republican, he just does what he's told, just like on the football field.  I hope he has good "Coaches" when it comes to politics.  He is going to have to run against someone who has political experience and didn't have to lie about graduating from college.

There seems to be a loyalty contest amongst #45's Acolytes.  The FBI raids his house...now they hate the FBI.  If he died of a heart attack, I wonder how many of them would become atheists since God made him suffer death through natural causes.  

I bet if Donald went down to South Carolina and slapped Lindsey Graham's boyfriend, Senator Graham would make his boyfriend apologize.  If Donald said that light bulbs are fake, there would be some folks out there trashing Thomas Edison.  

Liz Cheney made a deal with the devil in 2016 to spare America from Clinton.  Her political career is pretty much over in the GOP because she not only demanded a refund, she told the store owner to fuck himself.  She's going to lose her job because she made a deal instead of selling her soul.

There are others out there that have sold their soul and their only dignity is defending the receipt.  The rest of their career will be dependant on justifying (and defending) what they have done.  The person they denied to be a Supreme Court Justice is now the person going after their disgraced Florida resident and one-term president.  

I actually feel sorry for certain politicians.  They have to rely on the dumbest and most gullible constituents to keep their jobs and stay in office.  Some of them are forced to spend more time looking for Obama's birth certificate, Hillary's e-mails, and Hunter Biden's Laptop, than looking into the folks that tried to zip-tie them and other members of congress on January 6th.

We live in a day and age where someone can get caught on camera doing something, deny it, and people will believe that person because it will push their political narrative.  Saving face is more important than saving morality.  Saying "It's not my fault" is more fashionable than saying "I fucked up."

The word "Woke" is being used too much.  Either by dumb ass folks using it as an insult, or by other folks making fun of the dumb ass folks using it as an insult.  I have more respect for people that correctly use the word "Bigly" and "Covfefe".  The depressing thing is...all three words put in quotations on this Dumpling will most-likely become official words in the Merriam-Webster Dictionary very soon along with "friended" and "re-tweet".   

I will never be concerned over a pending Civil War in America.  1860 was a regional issue dealing with different economies and policies at a fragile time in this nation's history.  There will never be two organized armies against each other in this country from now on.  Just some domestic terrorists that will get arrested or killed just to impress their Orange Messiah and his Sidekicks.   

I am not a huge Biden fan.  But he is showing more resilience and class than those that want to derail him simply because they didn't vote for him.  I don't see him taking the fifth amendment anytime soon nor after his presidency.  

Loyalty comes with a price that most hypocrites do not want to pay.  Especially when their Messiah ends up being a false Prophet promising to make America great again.  These are folks that would rather double-down on their pride than making progress and moving on.  

The door of disrespect will always swing both ways!

Knock Knock!

Q: Who is there?

A: KARMA!!!!!!